homa

San Ramon, California 94583

North West Region

phonenumber Phone: (415) 717-4618

Screen Shot 2015-06-12 at 12.36.18 AMEmail: hrassouli@rfslends.com

NMLS# 455497

Testimonials

“I was impressed with the home equity strategies that were explained to me.  It made a lot of sense and I couldn’t be happier with the result.  I was able to retire 4 years earlier than I expected!”  
John G.
“It was a pleasure working with all of the professionals at Retirement Funding Solutions  My loan officer held my hand through the process and I could not be happier with the plan that was established for me.”
Kevin S.

About Homa

Homa Rassouli, NMLS #455497, Reverse Mortgage Specialist

Retirement Funding Solutions

“I value the opportunity to help you discover how a Reverse Mortgage will benefit your life.”

With more than 30 years in the financial services and mortgage industry, the last ten exclusively in the Reverse Mortgage business, Homa Rassouli brings extensive knowledge and expertise to her work. Homa’s goal is to transform the lives of her clients with the benefits of a Reverse Mortgage. She provides the education clients deserve so they can make wise and informed decisions. Whether they are looking to stop making monthly mortgage payments, extend a retirement portfolio or simply age in place, Homa makes recommendations that suit each client’s individual needs.

“The best part about my job is seeing how a client’s Reverse Mortgage allows them a more satisfying life.”

Homa began her career at Wells Fargo Bank, where she received the designation of “Top Producer” for more than 10 of those years. With the closing of Wells Fargo’s Reverse Mortgage division in 2012, Homa joined Security 1 Lending. She Presently works for Retirement Funding Solutions one of the largest Reverse Mortgage companies in the nation. Homa is the recipient of the prestigious “President’s Club” honor.

Homa currently serves as a Rotarian , she is very involved and fully committed to help give back to the community. Homa is involved with Novato and San Rafael Chamber of Commerce. Homa is also involved with Solano and Marin Realtor Association. Homa is an active member of the Novato Garden Club, Naifa and on the AAUW Board. She is also actively involved with Marin Builders Association, WCR and a BNI member.

Homa holds a Bachelor of Business Administration in Management and Finance from Gannon University in Erie, PA. She is certified through American University to teach Reverse Mortgages to financial planners, realtors and professionals in other industries.

She spends much of her free time with her family, especially her two granddaughters, Sofia, age 6, and Ellie, 2 years.

You may contact Homa at 415-717-4618 or by e-mail at hrassouli@rfslends.com to learn more about Reverse Mortgage and determine if it is the right solution for yourself or your client. Many things have changed in Reverse and I would love to talk to you with any questions you might have. Thanks.

Frequently Asked Questions

You will still own your home and can remain in it as long as you wish, provided you continue to pay the property taxes, insurance and maintain the home in good condition.
The amount of funds available are based on a number of factors including the product you select. The proceeds available are calculated based on the youngest homeowner’s age, current interest rates and the lesser of the appraised value of your home, sales price or FHA Maximum Lending Limit. Currently the FHA Maximum Lending Limit is $625,500.
If you currently have a mortgage on your home, the proceeds from the Reverse Mortgage is used to eliminate your current mortgage, in many cases homeowner’s obtain a Reverse Mortgage for this reason alone.
A Reverse Mortgage doesn’t typically impact your Social Security or Medicare benefits, but benefits do vary state by state; be sure to consult a benefits professional.
The Reverse Mortgage becomes due and payable when the last remaining homeowner sells the property, permanently vacates the home or passes away.
Yes. With a Reverse Mortgage Purchase Loan, qualified homeowners use their loan proceeds to purchase the home. Typically for downsizing or relocating to an active adult community or moving closer to their families.